Essential
$39 / month
- One cover area
- Gap summary in writing
- Renewal checklist
- 30 days of email follow-up
- Intro appointment
Pricing
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Guidance plans, clearly priced
These are fees for Auralis guidance. They are not insurance premiums. An insurer prices the policy separately after underwriting. Figures below are illustrative monthly starting points for planning a conversation.
Household
$79 / month
- Life, home, and auto
- Named advisor
- Annual limit re-check
- Claim-prep folder
- Two scheduled reviews a year
Practice
$129 / month
- Household plus health or income
- Priority appointment windows
- Quarterly briefing
- Document checklist
- Cross-policy overlap review
What each plan includes
A side-by-side look. If you only need a single question answered, Essential is enough. If policies should agree with each other, Household or Practice is the better room to work in.
| Included work | Essential | Household | Practice |
|---|---|---|---|
| Introductory conversation | Yes | Yes | Yes |
| Written gap summary | Yes | Yes | Yes |
| Life, home, and auto together | One area | Yes | Yes |
| Health or income lane | Optional quote | Optional quote | Included |
| Named advisor | Shared desk | Yes | Yes |
| Claim-prep folder | Checklist | Yes | Yes |
| Scheduled re-checks | Renewal reminder | Twice a year | Quarterly |
Changing plans is a conversation, not a trap. You can pause, narrow the scope, or stop. Fees already earned for work completed stay earned. We confirm any change by email before it takes effect.
Pricing questions
Is this the price of the insurance?
No. This is the price of guidance from Auralis. The premium for a policy is set by an insurer after they review your details. We will never present our fee as if it were the premium.
Why show a monthly figure?
Households budget monthly. The figure helps you compare the cost of ongoing guidance with the cost of guessing at renewal. A single review can also be arranged if you do not want a monthly rhythm. Ask for that on the contact form.
Are there extra charges?
Rush reviews outside published windows, and work that needs a specialist outside our team, are quoted before we start. We do not add surprise line items after a meeting.
Do you take commission from insurers?
If a placement would involve compensation from an insurer, we say so before you decide, in writing, including what that means for our recommendation. You can ask us to work on a guidance-only basis.